Annual Free Credit Report

Annual Free Credit Report

In the past few years, it has came to be much simpler, easier and cheaper for Canadians to swiftly and securely acquire their free credit score as well as credit rating report promptly online.

Before 2016, the best way for Canadians to obtain their credit scores report and credit history online was to obtain a complimentary trial of Equifax’s costs solutions, or to register for Transunion’s comparable offering.

Fortunately, late in 2016 a leading on the internet lending carrier, Borrowell, partnered with Equifax to supply totally free credit history reports and scores to all Canadian customers. This considerably changed the market landscape over night.

Sign up with over 2 million other Canadians as well as immediately get your complimentary credit score and also complimentary credit report currently Free Credit Score and Credit Report From Borrowell

Who is Borrowell?

Borrowell is a Toronto based fintech firm with the goal of making monetary success feasible for all Canadians. They provide access to on-line credit rating education and learning, innovative credit score devices.

They were the first firm in Canada to bring totally free debt reports and ratings from Equifax to the on-line masses.

They additionally pioneered the concept of an AI powered credit report train with their Molly credit rating coach offering. Molly makes individualized recommendations about how to boost credit rating, and also what credit score items would certainly be ideal matched to every client based on their certain credit rating report factors.

In July of 2022 they launched Borrowell Rent Advantage which is the very first item to enable Canadians to construct their credit history just by paying their rent monthly promptly. Since press time, this solution is only being provided to pick Borrowell customers at a registration cost of $5 each month.

What Does Borrowell Offer?

Free Credit Scores Report as well as Score:

Borrowell has aided greater than 2 million Canadians by offering them with the tools they need to better understand, master and handle their credit rating. Taking advantage of this offer takes less than 3 mins, and also does not have any type of unfavorable effect on your score (called a soft credit history query).

Credit History Builder

A more recent offering only available to select Borrowell customers, this product is a credit scores structure cost savings loan that costs $10/monthly, potentially enhances your credit score, as well as gives you back $240 in financial savings at the end of the term.

Bank Card Comparisons

Borrowell has partnered with numerous leading banks such as BMO and also Scotiabank to use a range of charge card choices for Canadian customers with all various sorts of credit score profiles. Their AI powered credit score coach Molly help in this process.

Personal Loans

After obtaining your Equifax Debt Record and also Rating, Borrowell shows a range of vetted instalment lending offers from their financial institution companions, customized to your credit score. Although Borrowell does not offer fundings directly, they do supply a convenient way to quickly contrast financings from relied on partners.

Home Mortgages

Comparable to their individualized AI-powered credit card and also finance recommendations, they also permit Canadians on the market for a mortgage a fast means to compare prices, and have a better possibility of obtaining the very best offer as well as price possible.


Contrast financial remedies in a practical method with Borrowell’s financial institution comparison tool that assists locate and advise the appropriate banking products for you


Canadians can contrast insurance coverage items on the internet with Borrowell in addition to discovering and taking control of their credit history.

Rent Advantage

Announced in July 2022, Borrowell Rent Advatage enables Canadians to develop credit scores with their rent for only $5/month. As this product was just introduced, even more information make certain to adhere to as it turns out to all Canadians.

In conclusion, by supplying such a wide variety of financial devices and referrals, Borrowell looks for to be the one stop store that Canadians think about initially when it comes to any element of the personal funds.

Borrowell Firm Info

Borrowell Firm Summary

Banks in Toronto, Ontario

Borrowell Defines itself as adheres to: Borrowell is a proudly Canadian business with a solitary objective in mind: to assist individuals make excellent decisions regarding credit rating. This is why we were the initial in Canada to use totally free credit report as well as records from our partner, Equifax, Canada’s biggest credit score bureau.

Borrowell Address

1 University Ave, Toronto, ON M5J 2P1
( Wheelchair Accessible).

Borrowell Products

Free Credit Rating.
Free Credit Rating Report.
Credit Coach.
Credit scores Builder.
Rent Advantage.

Borrowell Google Evaluation Recap

Borrowell has 4.5 stars on Google Reviews put together from over 700 reviews.

Borrowell Current Acquisitions

2021 – Refresh Financial.

Borrowell Leadership Team/ Key People

Andrew Graham – Co-Founder & CHIEF EXECUTIVE OFFICER.
Eva Wong – Founder & COO.
Lisa Brown – VP, Individuals & Society.
Jeff Yim – CFO, Financing.
Simon Wyse – VP, Income.
Wilson Pappo – VP, Item.
Amruta Karmarkar – VP, Engineering.